Apple Card is a better kind of credit card. Apple's flashy titanium credit card is sure to be desirable for iPhone fans. The Apple Card saved my bacon when I got robbed. This video serves as an introduction to the highly anticipated Apple Credit Card set to roll out nation wide later this month. Customers can apply for Apple Card through the Wallet app on iPhone in minutes and start using it right away 2 with Apple Pay in stores, in apps and on websites. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. Especially since you get the money right away. Is it possible to get that card info through the website now? Yes it finally is. Eager to get the Apple Card into the hands of more customers, Apple is now allowing prospective Apple Card cardholders to apply online, rather than via the Wallet App. Press J to jump to the feed. See the Apple Card Customer Agreement for more information. If you need help applying for Apple Card or setting up Apple Card on your devices, contact Apple Support. EDIT: It won't let me accept the the Apple Card offer without Placing the Order. While surprise unveilings are not uncommon for Apple, the announcement of a new credit card at its March event was unexpected. Looks like you're using new Reddit on an old browser. Discover really isn't accepted at too many places internationally, so I need a secondary card that works reliably. 4-5% on Apple related purchases, 3% on purchases with Apple Pay, and 2% on physical card purchases, this would have been a must have. Taxes and shipping are not included in Apple Card Monthly Installments and are subject to your standard purchase APR. Apple Card caught my attention because it has no foreign transaction fees, and the card itself runs … Wondering if you’ll get approved for the Apple Card? Apple Card is the biggest hyped credit card since Magnises.Apple recently launched its application process web page, which includes a video detailing how to apply.. Just because the Apple Card is Apple's next big thing, doesn't mean you should run out and get one. Tap Download and Install. And as good as that sounds, the fine print can complicate things real quick. Next, tap on the “+” icon in the top right corner of the display. Apple’s Apple Card Preview period is in full swing, with many iPhone users being selected to apply for the new iPhone-based credit card ahead of its wider launch later this month. I used the Apple Card for 3 months. Apple’s first foray into the credit card market created a product seeded with some appealing features. After deleting the expired card in iCloud then addind a current card, I still got the same alert. Apple. I took a hard credit pull to get it. However, the titanium shiny metal card is one of the best looking cards I’ve seen. 3% at apple is pretty weak, considering that usually cobranded card gives 5%, and you probably care more about warranty over a few more percent cash back. 3% on Apple shit is pitiful. Apple. The only difference is that Apple will get more of their money each time they use it. I laughed. Take a look at your credit factors and focus on the ones that will have the biggest impact for you! The physical card looks sick though, but why would I ever use the physical card? Double cash takes time and the cash can’t be used before you save up $25. I’m not saying it’s a great card but you have some misinformation there. Yeah there are plenty of ways to embarrass the return rate of this card, even without paying an annual fee. Credit card providers get weary when they see a bunch of credit inquiries too close to each other. Amazon Prime's card gives 5% back on EVERYTHING you buy through Amazon. Daily Cash is subject to exclusions, and additional details apply. 2% with apply pay is also pretty weak. I think they cancelled it a long time ago.". Cookies help us deliver our Services. The Apple Card has drawn a lot of hype since its launch, but it’s also been met with mixed reviews.. Die-hard Apple fans sing its praises, while many experts are not quite as impressed. So yes if you have a lot of places that take Apple Pay then 2% on every transaction can be great. Apple Card has generated quite the buzz since its March 2019 announcement. Turns out you probably don’t have to. Apple Card Monthly Installments Pay for your new Apple products over time, interest-free. Remember, this could affect your credit score (and may put you deeper in debt than you've budgeted for). I’ve gotten rejected each time, and the email explained the factors. Now when you shop at Apple using Apple Card, you can pay monthly at 0% APR for your new iPhone, iPad, Mac, Apple Watch, and eligible accessories when you choose to pay with Apple Card Monthly Installments. I got an Apple Card as a replacement, and have liked it. Nope. But it's still not the top credit card in my wallet. As you found, you can apply while buying something with installment payments. Nah. You can also use Apple Card with other MaxRewards features, like iOS 14 widgets that display upcoming bills, transactions, and the best card to use by category. How can I apply for the Apple card? 1 It's integrated into the Wallet app and designed for iPhone and a healthier financial life. Once you get to the payment section, you apply and when/if accepted it takes you back to checkout and you can just leave the site/cart. It's just going to be another shiny status symbol in the wallets of the people who buy everything Apple puts out anyway. Watch Apple Card films and learn how to activate your titanium card, see your Daily Cash, make a payment, get support 24/7, and more. "Yeah that card on the wall? That includes budget monitoring and interest calculations that are easily acce… The Apple Card promises no fees, cash rewards, and Apple… Press question mark to learn the rest of the keyboard shortcuts. See the Apple Card Customer Agreement for more information. To access and use all the features of Apple Card, you must add Apple Card to Wallet on an iPhone or iPad with iOS or iPadOS 13.2 or later. Applying for a small business credit card might sound intimidating, but it’s easier than you might think. If you can’t find the app on your iPhone, swipe down on your homescreen and use the spotlight search to locate it. Still doesn’t make up for the cashback though. The Path to Apple Card program provides customized steps to help you get approved for Apple Card in the future. I hope Apple allows this in the near future. Im new at this, what is the CFU + CSR at 2.25%? Freedom sometimes have mobile payment as a category too. All with no AF, no FTF, etc? By using our Services or clicking I agree, you agree to our use of cookies. The bottom line . Perhaps simply buy the MagSafe charger, that you know you'll want to get anyway once you get the 12 Pro Max. I received the "Apple Pay services currently unavailable for 2 days straight when trying to apply for the Apple Card through the wallet. Apple Card, a new kind of credit card created by Apple and designed to help customers lead a healthier financial life, is available 1 in the US starting today. A subreddit for discussing any aspect of credit cards. I don't have an iphone yet(waiting for 12 Pro Max), and I have an old iPad with no face ID pr touch ID, The reason I'm not ordering though the regular website and applying with the monthly installment option, is because im buying the products with a friends/family employee discount and they don't allow that option on that site, Not finding it quickly, but I thought I saw somewhere that they won't allow you to get a discount, AND use installment payments. Here's what it's like to use it, how its rewards work, and how to apply. Press question mark to learn the rest of the keyboard shortcuts. Please ask questions and contribute to the knowledge surrounding credit cards. You can apply for Apple Card again, but you might receive the same decision. Cashback is mediocre at best. Apple Card setup is simple, but there are a few things to know before you get started, including the difference between Apple Card, Apple Pay, and Apple Cash. I’m in! Apple is releasing its new credit card, the Apple Card, in August. MagSafe Charger for 12 mo.months at 0% APR$3.25/mo.per month$39.00Total Financed on Apple Card Today:$39.00Monthly Installment$3.25/mo.per month*, The part I don't understand is, after I do what you suggested above, how can I access my Apple card number/info without a iPad or iPhone to make the order (on friends/fam store) for the Pro Max when it comes out. If you transfer the URs earned on the Chase Freedom Unlimited (CFU) to the Sapphire Reserve (CSR), they’re worth at least 50% more towards travel with the Chase Portal, hence an overall return of 2.25% at minimum. Cashback credit card rewards: The Apple Card offers cash back that can be used anywhere, at any time. Apple Card. Tonight I figured I’d give it a try with a purchase to see if that’ll do anything and to my surprise I was approved with a $450 limit. You may qualify for a small business credit card and not realize it.. When you’re ready to apply for the Apple Card, open the “Wallet” app. Amazons FREE card is also 3% back like apples new free card. No account number on the front so definitely suitable for framing. Probably not, but it looks nice and has no annual fee. Also, try to avoid applying for cards close to when you apply for Apple Card. You’ll have to pay this fee along with your next credit card bill in order to get your card up to date. Yep exactly 1% in all is bad unless I use Apple Pay. The Apple credit card offers a special financing program, which defers interest for 6, 8, or 12 months depending on terms. 2% with apple pay ties Citi Double Cash and is beaten by CFU+CSR at 2.25%. Variable APRs for Apple Card other than Apple Card Monthly Installments range from 10.99% to 21.99% based on creditworthiness. 3% at apple is pretty weak, considering that usually cobranded card gives 5%, and you probably care more about warranty over a few more percent cash back. Yes. Watch the video to learn how you can get 24/7 support for Apple Card > Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. Many small business credit cards participate in the same points and miles reward programs as personal credit cards. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Apple Card sets a new level of privacy and security. Connecting Apple Card has been a highly requested feature by our users, and I've personally been working on this for a few months. That would explain why you found that "they don't allow that option on that site". And once I get the card, how can I get the card number to make the iPhone purchase if I don't have the iPhone or iPad? Finally, I restarted my phone. Here's what I think of it now. You don’t have to buy anything when you apply. Update to the latest version of iOS or iPadOS by going to Settings > General > Software Update. 2% with apply pay is also pretty weak. For the past 3-4 months on the 25th I’ve been applying for the Apple Card. And with Apple Card Monthly Installments, you can pay for a new iPhone with interest-free payments. Apply for the Apple Card. You get extra cash back on top of the 1.5%?! Wow calm down. The Apple credit card has a pretty high late fee of $37. And all the points and miles you earn from your small business can be combined with your personal stash! US bank altitude reserve gives 3x for mobile payment. No foreign transaction fee is okay, but paypal offers 2% everything with no AF and no foreign transaction fee too, not just apple pay. One of the primary benefits of the Apple Card is its extremely tight integration with the Apple ecosystem, the Wallet app, and Goldman Sachs (Apple’s co-issuer). See if you're eligible.. What is CFU? Deferred Interest. It is important to pay them in full and on time. Community to discuss Apple Card and the related news, rumors, opinions and analysis surrounding the titanium rectangle. Rates as of April 1, 2020. The iPhone maker's new credit card pairs with Apple Wallet on your device, is simple to sign up for, includes enhanced security over other cards, has zero fees, and provides daily rewards right to your Apple Cash account. AMEX preferred for 6% on groceries AMAZON Prime for 5% for misc. These steps are designed to improve your financial health by improving your access to credit. Sign in to view your Apple Card balances, Apple Card Monthly Installments, make payments, and download your monthly statements. That manifests in several different ways.For example, there are some excellent “financial health” tools baked into the Wallet app, letting users see a broader picture of their Apple Card usage at-a-glance. If you want to receive a different decision on your application when you apply again, you should review your credit report to see if you have conditions that might result in a declined application and then check for these common errors in your credit report. Could possibly be worth more with transfer partners and award travel. Are we not even gonna try to be realistic here? If you've been waiting patiently for Apple to release the Apple Card to the masses, not just those that signed up for the trial program, today is your lucky day. You have to pay $120 a year for prime to get the 5% back on amazon. If you apply online and don't add Apple Card to an eligible iPhone or iPad that you own, you can only use it to make eligible purchases online and in-store at Apple… COSTCO Visa for 4% on gas and dining Apple for 2% cashback on everything else not to mention 3% at Apple. 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